Ford Financing
Explore Financing with Mike Reichenbach Ford
Welcome to the Mike Reichenbach Ford virtual auto finance center! We’re proud to provide drivers in the Florence, SC area the resources to finance or lease their next vehicle. Our dedicated financing professionals are here to help every step of the way and are dedicated to creating a smooth and stress-free experience. We’re confident you’ll leave the lot with your dream car at a price that’s right for you!
As Florence’s trusted Ford dealer, we don’t believe that a tight budget or bad credit should keep you out of a reliable ride, so we'll do everything we can to get you approved! With Ford financing deals and lease specials, we’ll get you the best price possible.
We have a diverse inventory including new, used, and certified pre-owned cars, trucks, and SUVs, like the Ford Bronco, Ford Escape, and Ford F-150 for sale. Whether you plan to lease or buy, you’re sure to find a value-packed vehicle that meets your needs. Browse online or stop by today! We can’t wait to help you find and finance the right vehicle for you.
Buying vs Leasing a Car: Which Option is Right for You?
Once you’ve found the perfect car for sale in Florence, SC, it’s time to explore your Ford financing options. Not sure if you should lease or buy? We’re here to help you make the best decision!
When deciding between leasing and financing, there are several factors to consider. If you’re looking for a long-term investment, purchasing a vehicle is often the smarter choice. However, a lease agreement might be better if you like to upgrade to a newer model every few years.
The right choice depends on your specific needs, driving habits, and budget. Here’s what you need to know before choosing between a Ford financing loan and a lease:
Benefits of Buying
There are several advantages to buying from a local Ford dealership near you:
- No mileage limits–drive as much as you like!
- Freedom to customize your vehicle as you want
- Option to sell or trade whenever you choose
- Ability to use the trade-in value toward your next car
Benefits of Leasing
Leasing also comes with its own unique benefits:
- Monthly lease payments are typically lower than typical loan payments
- Maintenance and repair costs are lower since most vehicles remain under warranty for the duration of the lease
- Access to the latest technology and upgraded features
- Lower sales tax
- Potential savings with Ford lease specials
If you’re still unsure whether leasing or buying a car is best for you, our finance specialists are here to help! When you visit our dealership, we’ll help you determine the right option for you. Feel free to contact us with any questions about the financing process!
Easy-to-Use Online Ford Financing Tools
In addition to working in person with our finance team, you can learn more about the process by using our online financing tools. Check them out today!
- Buying vs. Leasing Guide - For more information about buying and leasing, check out our buying vs. leasing guide, where we’ll walk you through the benefits of both options.
- Payment Calculator - Get an estimate of what a payment plan may look like with our payment calculator.
- Credit Application - Want to get a head start on the payment process? Apply for a loan right from home with our online credit application!
- Value Your Trade - Our Trade-In Tool allows you to quickly and easily estimate the value of your current vehicle, helping you make a more informed decision about your next Ford purchase.
Work With Our Ford Finance Department Today!
See a vehicle you like and are ready to start working on a payment plan? Do you have a financing question? Wherever you’re at in the car buying process, the Mike Reichenbach Ford financing team is ready to help.
Our transparent, straightforward approach has won over countless drivers looking for the best selection of new and certified pre-owned Ford vehicles!
Visit us in person or contact us online. Either way, we’re here to provide you with the guidance you need and set you up with a test drive!
Our Financing Resources
Benefits of Trading in Your Car
| Monday | 9:00AM - 7:00PM |
| Tuesday | 9:00AM - 7:00PM |
| Wednesday | 9:00AM - 7:00PM |
| Thursday | 9:00AM - 7:00PM |
| Friday | 9:00AM - 7:00PM |
| Saturday | 9:00AM - 4:00PM |
| Sunday | Closed |
| Monday | 7:30AM - 5:30PM |
| Tuesday | 7:30AM - 5:30PM |
| Wednesday | 7:30AM - 5:30PM |
| Thursday | 7:30AM - 5:30PM |
| Friday | 7:30AM - 5:30PM |
| Saturday | 8:00AM - 1:00PM |
| Sunday | Closed |
| Monday | 7:30AM - 5:30PM |
| Tuesday | 7:30AM - 5:30PM |
| Wednesday | 7:30AM - 5:30PM |
| Thursday | 7:30AM - 5:30PM |
| Friday | 7:30AM - 5:30PM |
| Saturday | 8:00AM - 1:00PM |
| Sunday | Closed |
Auto Loans
The Mike Reichenbach Ford finance department is focused on ensuring your experience with our dealership exceeds your highest expectations. Our friendly finance managers work with people from all over including Florence, Darlington , and Sumter to ensure our customers get the right finance program at the most competitive rates.
We strive to work with each customer to ensure their satisfaction. We have financed customers from Hartsville to Johnsonville. Whether you are right down the road or an hour away from Florence you can use our quick pre-approval form to qualify for one of our finance programs. Additionally, we provide you with a payment calculator to estimate your buying power and monthly payments.
How is your credit?
Whether it is perfect or not so great, we can custom design the right financing package for your next vehicle purchase.
The Mike Reichenbach Ford loan process can help you find the best interest rate for your next vehicle purchase.
Try our FREE credit application today!
Great New Vehicle APR!*
Competitive Used Vehicle Rates*
We have hundreds of new and used Ford vehicles for immediate delivery and access to some of the lowest interest rates in the business. *Rates subject to change. Please see dealer for up to date rates.
Due to our special arrangements with local and national lenders, we can help you get the new or used vehicle you deserve. Whether your past credit is near perfect or not so perfect, we can help!
Complete our FREE credit application and our team of finance professionals will begin working for you. We have hundreds of Ford vehicles currently available for immediate delivery.
Have you been turned down before? We can help. We have programs to help you get into a car and rebuild your credit. We are able to overcome most credit problems.
To get started, fill out our FREE credit application online.
Once the application is completed, the Mike Reichenbach Ford finance team will put together a loan package that is tailored specifically for you.
Our Financial Services Include:
- Competitive rates direct from the manufacturer and local South Carolina banks
- Quick approvals
- Value-added services to protect your vehicle investment
- Extended warranty programs
- And many more finance programs to fit your needs
We are always happy to answer your questions so please don't hesitate to contact us today!